XRP ETFs Record $164M Inflows as XRPI and XRPR Hold Firm at $12.86 and $18.07 with XRP Rebounding to $2.19

Ripple XRP ETF Surge: XRPI and XRPR Extend Institutional Momentum as XRP Price Rebounds to $2.19 Amid $164 Million ETF Inflows

XRP ETFs Gain Momentum with Strong U.S. Launches

The launch of Grayscale’s GXRP ETF and Franklin Templeton’s XRPZ ETF ignited a wave of institutional participation across the XRP ecosystem. Combined, both funds recorded $164 million in net inflows on their first trading day, pushing the total XRP ETF assets under management to $628 million across all four U.S. products — Grayscale (GXRP), Franklin (XRPZ), Bitwise, and Canary Capital (XRPC). The entry of these major asset managers — including Franklin Templeton with $1.5 trillion AUM — reinforces XRP’s transition into a regulated, mainstream investment vehicle. Franklin Templeton’s 0.2% sponsor fee, waived until May 2026 for the first $5 billion, positions it among the lowest-cost XRP investment options globally.

XRPI and XRPR ETFs Trade Firm Amid Market Volatility

On November 25, 2025, the XRPI ETF (NASDAQ:XRPI) closed at $12.86, down 2.10%, after trading between $12.56–$12.95. The XRPR ETF (BATS:XRPR) followed a similar path, ending the session at $18.07, down 2.59%, within a $17.70–$18.20 daily range. Both ETFs exhibit liquidity resilience despite broader crypto market pullbacks, with XRPI averaging 603.67K daily volume, while XRPR traded over 50.2K shares. Year-to-date, XRPI’s range of $11.08–$23.53 and XRPR’s $15.62–$25.99 highlight the cyclical volatility tied to XRP-USD. Still, the price consolidation reflects investor accumulation amid institutional inflows, signaling stabilizing sentiment after an extended selloff.

XRP Price Recovery Driven by ETF Demand and Market Rotation

XRP-USD rebounded to $2.19, climbing over 7% in 24 hours, and up 24% week-to-date, recovering from its $1.81 monthly low. This sharp rebound coincides with ETF debuts and a surge in daily trading volumes above $6 billion, suggesting renewed institutional accumulation. Open Interest (OI) in XRP futures crossed $4 billion, up from $3.61 billion the prior day, signaling fresh capital positioning in derivatives markets. These metrics show strong participation from both institutional and retail sides, reversing the capital outflows that dominated the sector through early Q4.

Institutional Adoption Reshapes XRP’s Market Profile

Major fund managers — including Franklin Templeton, Grayscale, Bitwise, and Canary Capital — have positioned XRP as a top-tier alternative asset, solidifying its presence as the fourth-largest cryptocurrency with a $135 billion market capitalization. These inflows are redefining XRP’s narrative from a cross-border payment token to an institutional-grade digital asset. Analysts forecast that XRP ETFs could reach $6.7 billion in total assets within the first year, mirroring early growth patterns of Bitcoin and Ethereum ETFs. This projection assumes a 5% allocation ratio, similar to BTC and ETH ETF benchmarks.

Technical Outlook Signals Recovery but Faces Resistance

On the daily chart, XRP/USD trades below critical moving averages — the 50-day EMA ($2.38), 100-day EMA ($2.52), and 200-day EMA ($2.51) — keeping the pair capped under short-term resistance. The MACD histogram turned marginally positive, hinting at early bullish crossover momentum, while the RSI at 46 suggests potential recovery but within a fragile framework. A sustained break above $2.68 — aligned with the descending trendline from the $3.66 record high — would confirm a structural reversal, targeting the $3.00 psychological level. Failure to clear these barriers risks a retest of $2.00 support and potential downside toward $1.85 if sentiment fades.

Regulatory Clarity and Macro Shifts Amplify XRP Appeal

Regulatory transparency in the U.S. has redefined XRP’s investment case. The approval of four U.S.-listed XRP ETFs demonstrates SEC’s softened stance toward select digital assets following years of litigation uncertainty surrounding Ripple Labs. Market participants cite regulatory clarity and institutional reallocation as key drivers of capital rotation toward XRP ETFs, even as risk-off sentiment dominates other altcoins. Analysts at LBank Labs and SynFutures point to XRP’s “clearer narrative and regulatory edge” compared to Solana, which saw $156 million in weekly outflows versus XRP’s $89 million inflows during the same period.

Comparative Performance: XRP Leads Altcoin ETFs

XRP and Solana ETFs diverged sharply, highlighting XRP’s growing institutional traction. While Solana ETFs accumulated $843.81 million since inception, they suffered heavy withdrawals in November, while XRP ETFs saw seven consecutive sessions of net inflows. This divergence signals selective investor preference for assets with stronger regulatory positioning. XRP’s $164 million inflow on Monday alone accounted for 26% of all U.S. altcoin ETF inflows, underscoring demand resilience even amid broader crypto market volatility.

Macro Tailwinds: Fed Rate Cuts Could Reignite Crypto Capital Flows

The CME FedWatch Tool now implies a 70% probability of a December rate cut, with prediction markets placing that likelihood at 82%. This pivot toward monetary easing could reignite liquidity across risk assets, including altcoins. Analysts suggest that if the Federal Reserve eases by 25 basis points on December 10, capital rotation from Treasuries and money markets could channel back into ETFs such as XRPI and XRPR. A moderate Santa rally in risk assets may push XRP above $2.30, with potential to reach $2.70–$3.00, provided Bitcoin maintains support above $88,000.

XRP Market Position and Institutional Network Expansion

Ripple Labs’ corporate strength reinforces the XRP narrative. The firm recently raised $500 million from Citadel and Fortress, lifting its valuation above $40 billion, while expanding through acquisitions of Hidden Road, Rail, and GTreasury to enhance cross-border settlement capacity. Additionally, Ripple USD (RLUSD) — the company’s U.S. dollar–backed stablecoin — now holds $1.02 billion in assets, marking a milestone for Ripple’s growing DeFi presence. These corporate moves strengthen the fundamental case for XRP-linked ETFs by improving liquidity, network adoption, and transaction scalability.

Final Technical Snapshot and Directional Bias

XRP/USD currently trades at $2.19, below the Supertrend indicator and 50-day EMA, keeping momentum subdued but constructive. The double-bottom structure formed between $1.81 and $2.69 indicates potential reversal if XRP reclaims $2.70 resistance, targeting the $3.50–$3.70 range. Conversely, a daily close below $2.00 would invalidate this setup and reintroduce downside risk toward $1.75. The ETF-driven inflows, however, provide underlying demand support unlikely to fade quickly.

Verdict: BUY — ETF-Driven Institutional Demand Supports XRP Recovery to $2.70

Data-driven indicators, rising ETF inflows, and macro liquidity expectations position XRP, XRPI, and XRPR for medium-term strength. With $628 million in ETF assets, continuous seven-day inflows, and macro tailwinds from potential Fed easing, XRP remains in early accumulation phase. Unless Bitcoin weakens below $85,000, the risk/reward setup favors a BUY stance targeting $2.70 short-term and $3.00–$3.20 mid-term.

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