XRP Price Forecast: XRP-USD Holds $1.80 Support as Bulls Target $2.10 While Price Stalls Near $1.87

XRP-USD Around $1.86–$1.91: Bearish Tape, Not A Dead Asset

XRP-USD is trading in a narrow band around $1.86–$1.91 after repeated failures to reclaim the $2.00 psychological level. The entire structure since the July spike above $3.50 is a textbook corrective leg: lower highs, lower lows, and no weekly close back above the breakdown area. On the daily chart, price sits under the 20-, 50-, 100- and 200-day EMAs, all sloping down. That stacked EMA pattern confirms an active downtrend, not a neutral range. Every push toward $1.90–$1.92 is sold, and each rebound so far has been a rally into supply, not the start of a new leg higher. Daily RSI near 44 shows a mild recovery from prior oversold readings but still below the 50 line, which fits a controlled bear pause: selling pressure is softer, but buyers are not dictating terms. As long as XRP-USD stays below $2.00–$2.05 and under the EMA cluster, the market is signalling stabilization inside a bearish trend, not a completed bottom.

Spot XRP ETFs And Crypto Funds: Inflows Into XRP While The Sector Bleeds

At the fund level, the story is completely different from the chart. Since mid-October, spot XRP products have attracted roughly $1.07 billion in net inflows. In the last reported week alone, XRP ETPs pulled in about $70.2 million, with Solana funds adding about $7.5 million at the same time digital-asset products as a whole saw $446 million in outflows and roughly $3.2 billion in cumulative outflows since the October crypto peak. Year-to-date flows into crypto ETPs are about $46.3 billion versus $48.7 billion in 2024, but assets under management are up only about 10%, reflecting the gap between flows and weak price performance. Within that backdrop, sustained positive flows into XRP are a clear signal of institutional rotation. Since the XRP and Solana ETFs launched, Bitcoin products have lost about $2.8 billion and Ethereum products around $1.6 billion, while XRP and SOL have been on the receiving end of fresh capital. In other words, XRP-USD is one of the few large names still attracting institutional money, but those inflows are currently being neutralized by broader de-risking and spot supply on exchanges.

XRP Ledger Activity: Tokenization And Stablecoins Outrunning XRP-USD Price

Under the token price, the XRP Ledger (XRPL) is behaving like a network moving into regulated finance, not like a fading chain. Real-world asset tokenization on XRPL has expanded by roughly 17%, driven by tokenized bonds, funds and other off-chain instruments that require deterministic settlement and issuer controls. At the same time, stablecoin capitalization linked to XRPL activity has risen by about 29.5%, pointing to growing transactional demand rather than testnet noise. Daily transaction counts are sitting around 900,000 payments per day, with repeated spikes above 1 million, putting the ledger in one of its busiest stretches in months. Payment volumes routinely reach hundreds of millions of XRP each day, with some sessions exceeding one billion XRP moved on-chain – effectively billions of dollars in value at current XRP-USD prices. Active user tags in the hundreds of thousands are not consistent with a pure speculation chain. This is infrastructure-type usage: regular flows, high throughput, and steady activity even while the token sits below $2.00. The current divergence is sharp: XRP-USD trades like a pressured altcoin, while XRPL metrics look like an increasingly institutional settlement layer.

Exchange Inflows, Korea Flows And Whale Supply: Why $1.80 Is Critical For XRP-USD

Spot exchange data explains why XRP-USD cannot clear and hold above $2.00 despite ETF demand and XRPL growth. Inflows into centralized exchanges have risen sharply since mid-December. On Binance, daily XRP deposits have run between 55 million and 116 million coins, levels last seen during the October market correction. Korean exchanges such as Upbit and Bithumb show similar spikes in incoming volume. That pattern is classic renewed distribution: larger holders sending coins to exchanges to sell into strength. At the same time, overall XRP exchange reserves are drifting lower over a longer horizon, which would normally be bullish, but short-term deposit waves line up with failed attempts to push through $1.90–$2.00. The result is a supply wall that absorbs ETF and spot demand at every test of that band. Technically, the $1.80–$1.85 zone is the first serious structural support. Analysts who are mapping the double-top structure from the move above $3.50 see $1.80 as the level bulls must defend to avoid unlocking a deeper move toward the mid-$1.60s and potentially the $1.00 area. As long as these 55–116M XRP daily inflow bursts keep hitting Binance and Korean venues, every rally in XRP-USD into the high $1.80s and low $1.90s will run into consistent overhead supply.

XRP-USD Derivatives: High Open Interest, Long Bias, Long Liquidations

On the derivatives side, XRP-USD is stuck in a pattern that reinforces the downside bias. Total XRP futures and perpetuals open interest sits around $3.4–$3.5 billion, but this figure has been slipping on down days and during de-risking waves. In a recent four-hour window, OI dropped about 3% to $3.44 billion, with CME and Binance XRP futures open interest falling roughly 1.2% and 2.1% respectively. That is a controlled flush of leverage rather than a collapse, but it confirms that traders are trimming exposure on weakness. Positioning is skewed toward longs on an account basis, yet liquidation data shows that long positions are consistently taking the hit every time XRP-USD fails near $1.90–$1.92 and slides back to the mid-$1.80s. Derivatives volume has climbed more than 30% in recent sessions, and options activity has increased, but this has not produced upside follow-through. Instead, it signals heightened speculation around the $1.80 and $2.00 levels and the use of hedging strategies, not aggressive, conviction-driven buying. As long as the pattern remains “long-heavy positioning plus long liquidations,” the leverage layer is a drag on XRP-USD, not a catalyst.

XRP-USD Technical Map: Supports At $1.80 And $1.60, Ceiling At $2.00–$2.10

The daily chart for XRP-USD is straightforward. Price is pinned around $1.86–$1.89, under a fully bearish EMA stack. That configuration means the trend is still down until proven otherwise. The first key support area is $1.80–$1.85, which has repeatedly caught price and aligns with the current consolidation base. A clean break and daily close below that zone would likely bring the mid-$1.60s into play, where prior demand emerged and where momentum would probably become oversold again. If selling accelerates and the mid-$1.60s do not hold, the technical roadmap that targets the $1.00 region off the larger double-top becomes more realistic. On the upside, the $2.00–$2.05 band is the first serious test for any bullish attempt. It combines psychological resistance, the short-term EMA cluster and prior breakdown levels. Above that, the next resistance lies near $2.10, where previous rebound attempts have stalled. A daily close above $2.05 followed by a weekly close above roughly $2.20 would be the first concrete signal that the corrective phase from above $3.50 is ending and that XRP-USD is starting to rebuild a constructive trend. Until that happens, every move into $2.00–$2.10 is technically a rally into resistance, not evidence of a trend reversal.

Macro Context And Crypto Funds: Bitcoin Range, Outflows And Rotation Into XRP

The macro and cross-asset backdrop matters for XRP-USD because it defines the risk environment into which all this micro data is landing. Bitcoin is trading near $87,800, stuck between support around $85,000 and resistance near $93,000, making this one of its weakest year-end performances in seven years despite an October peak close to $125,100. In recent de-risking waves, perpetual open interest in BTC and ETH dropped by about $3 billion and $2 billion overnight, showing that leverage is coming out of the majors into year-end. Digital-asset funds saw $446 million in outflows in the latest week and around $3.2 billion in cumulative outflows since mid-October, driven mainly by $460 million of withdrawals from US products. Switzerland recorded about $14.2 million in redemptions, while Germany added $35.7 million last week and approximately $248 million across December, using weakness to average in. This context is critical: institutions are not abandoning the sector; they are rotating and de-risking. Bitcoin and Ethereum products have shed billions since the XRP and Solana ETF launches, while XRP funds have taken in $1.07 billion against that tide. XRP-USD is therefore trading inside a market that is both risk-off at the aggregate level and selectively risk-on at the product level, which explains why price is heavy even while XRPL fundamentals and ETF flows look strong.

XRP-USD Investment Stance: Speculative Buy With $1.80 As The First Line And $2.10 As The Trigger

Putting all the layers together, the picture for XRP-USD is asymmetric but not comfortable. Technically, the asset is still in a downtrend below $2.00–$2.10 with a full bearish EMA stack, repeated failures at the $2.00 band and a clear risk path toward the mid-$1.60s and even $1.00 if $1.80 breaks. On the other hand, spot and fund flows are telling a different story: ETF inflows of about $1.07 billion into XRP products, $70.2 million in the latest week, $1.14 billion in total net inflows with AUM around $1.25 billion, while crypto ETPs overall have lost around $3.2 billion since mid-October. XRPL real-world asset tokenization is up roughly 17%, stablecoin capitalization connected to the ledger is up about 29.5%, daily transactions are consistently above 900,000 with peaks above 1 million, and daily on-chain value flows frequently cross one billion XRP. Market cap near $187 billion on about 60.6 billion XRP in circulation and daily volume around $1.6 billion confirm that liquidity is deep enough for institutional positioning to matter. Based on these facts, the stance is clear: XRP-USD deserves a speculative Buy rating for investors who can tolerate volatility and drawdowns, not a conservative Hold. The thesis relies on the combination of strong ledger fundamentals and persistent ETF demand eventually overpowering exchange supply and deleveraging. The first downside line is the $1.80–$1.85 support band; repeated closes below that area move the probability toward a mid-$1.60s test and keep the $1.00 risk alive. The upside trigger is a decisive break and close above $2.05 followed by a weekly close above roughly $2.20, with ETF inflows intact and exchange inflows cooling. Until that trigger is hit, XRP-USD is a high-beta, high-risk long with clear technical parameters: accumulate only if you accept the $1.80 support risk and recognize that the ledger and ETF story are running ahead of the price.

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